| If I have a Car note, and I can’t afford to pay my insurance, Can the dealership turn off my car until payment?

If I have a Car note, and I can’t afford to pay my insurance, Can the dealership turn off my car until payment?

kiss313313 asked:


There’s a gps tracking device and shut me right down so I can’t drive.Its not my car note,insurance payment

No related posts.

Filed Under Insurance |

Tagged With , ,

Comments

7 Responses to “If I have a Car note, and I can’t afford to pay my insurance, Can the dealership turn off my car until payment?”

  1. Liz on April 16th, 2009 5:46 pm

    If they find out that you don’t have insurance, they will put their own insurance on. And it will be much more expensive.

  2. Judy on April 19th, 2009 3:06 am

    Call your car insurance. Ask them to cut you down to the bare minimum. No hospitalization for you, no more road side assistant. Cut it all off. Keep hospitalization if you do not have health insurance through work. /

  3. jhickox85 on April 24th, 2009 4:50 pm

    I’ve never heard such a thing about them turning off your car…if so you’d see 100’s of cars just shut down on the side of the road…

  4. bud68 on April 27th, 2009 10:42 am

    If you can’t afford the insurance, you can’t afford the car. Sell it.

  5. mbrcatz on April 28th, 2009 10:39 am

    I’ve heard about that, but I don’t think it’s actually WORKING that way yet.

    What they will do, is put forced placement coverage on, at about 5X what insurance costs, and then when you don’t pay the extra amount, they’ll repo your car. It should take 2 - 3 months.

  6. Samantha L on April 30th, 2009 4:18 pm

    Hi Kiss,

    Buy here, pay here lots do this a lot.

    The only thing you can do is get insurance and show proof to the car dealership.

    Good Luck. The cheapest company I know of I listed below.

  7. contractor guy on May 3rd, 2009 5:53 pm

    There are GPS vehicle tracking systems available that have a starter enable/disable function. I use them on my construction company’s vehicles. This is the company I use The vehicles are disabled from 8pm-5am. This prevents unauthorized use when not on company time. They cannot shut off during operation…only when the car is turned off, the starter will be disabled. I have one on my personal car as well. If it is ever stolen, I can track it in real time on the internet without a police report, and disable the starter. So to answer your question, YES, many car dealers are using this technology to track their assets. Because until you have paid it off either the bank owns it or the dealer owns it.